Hi Ryan DeJonghe. Though I still leveraged on a mortgage loan, I was able to use other people’s money by renting it out during the second-half of my low dp equity payments.

When I took the loan after the period of paying low dp equity payments, the revenue I earn was still more than enough to pay the amortization.

It was really developing the habit of saving. No special formula around it. I just made sure that every month — I was saving something.

In summary, saving then leveraging debt and using other people’s money.